It can be frightening to be involved in an automobile accident for many people, especially if you’ve been injured. There is a certain level of uncertainly about what will happen next, especially if you believe any of these seven myths about car accident lawsuits.
Myth #1: You cannot Refuse a Recorded Interview with Insurance Companies
After you’ve been involved in an accident, the responsible party’s insurance company will call to get a statement from you and record it. You do not have to give any statements at any time to the other driver’s insurance company and you should direct all calls from them to your attorney. Refusal to give a statement will not affect the outcome of a lawsuit.
Myth #2: The Responsible Driver’s Insurance Company is Obligated to Pay My Medical Bills
Unless the responsible driver admits fault or is cited by the police as being at fault for the accident, his insurance company is not obligated to pay your medical expenses. In “no fault” states, like Utah, insurance policies cover the driver’s medical expenses if they’re injured in a car accident, you can get more info about this from a car accident attorney in Salt Lake City, Utah. However, your insurance company will try to get reimbursed by the other party’s insurance. To get your medical bills paid by the other party, you may need to file a claim.
Myth #3: Damages for Pain and Suffering can be Collected for Only Being in Pain
Most states have requirements for receiving damages for pain and suffering. They may also have limits, or caps, on the amount which can be collected. In most cases, pain and suffering is for more severe cases involving death, serious disfigurement, like scars or burns, or permanent impairments affecting the body’s functioning, such as losing a limb or being paralyzed.
Myth #4: Large settlements are Easy for Serious Injuries
Unfortunately, it is difficult to get large settlements for automobile accident injuries, even if they are severe. Most states have caps on the amount of money which can be awarded, especially for non-economic, pain and suffering, damages.
Myth #5: I’m not Liable for Any Damages if Another Driver is at Fault
Many states, including Utah, are shared fault states, so if it is determined you were partially to blame for the accident, then any compensation you receive can be reduced. There will be a percentage assigned to represent your share of fault. In Utah, if you are found 50% or more at fault for an accident, you cannot collect any compensation.
Myth #6: Compensation is Only for Physical Injuries
Along with physical injuries, you can also be awarded compensation for emotional and psychological distress if the accident is found to be the cause. Some people can experience anxiety, depression and have difficulty sleeping after an accident.
Myth #7: Most Personal Injury Lawsuits are Considered Frivolous
Most personal injury claims are made by people who have been legitimately injured in car accidents. Also, personal injury lawyers only take on those cases they can win, which is why they’re willing to take them on a contingency fee basis.